Terms & Conditions

Effective Date: September 16, 2025

Welcome to the HealthHammer website. By accessing or using this site, including the Health Risk Appraisal (HRA) and wellness program, you agree to be bound by these Terms & Conditions. If you do not agree, please discontinue using the site immediately.

1. Scope

These Terms apply to all users of the HealthHammer site, including employees, program participants, employers, general visitors, and potential clients. They cover all services, tools, resources, and content provided through the website.

2. Use of Materials

  • All content on this site, including text, graphics, assessments, tools, and other materials, is owned by Wellco and protected under U.S. and international copyright laws.
  • HealthHammer is a registered trademark of Wellco.
  • You may view or print materials for personal, non-commercial use only. Any other use, including reproduction, distribution, modification, or commercial exploitation, is prohibited without prior written permission.

3. Access and Account Use

  • You are responsible for using the site lawfully and in accordance with these Terms.
  • Wellco reserves the right to suspend or terminate your access at any time for violations of these Terms or misuse of the site.
  • Certain areas of the site, such as the HRA portal, may require login credentials. Keep all credentials confidential.

4. Intellectual Property

  • All intellectual property rights, including proprietary assessments, program materials, logos, and site design, remain the property of Wellco.
  • Unauthorized use or reproduction of intellectual property is strictly prohibited.

5. Disclaimers & Limitation of Liability

  • The HRA and wellness program are for informational purposes only and do not constitute medical, legal, financial, or other professional advice.
  • The site and its materials are provided “as is.” Wellco makes no warranties regarding accuracy, completeness, or reliability.
  • Under no circumstances shall Wellco be liable for any direct, indirect, incidental, or consequential damages arising from the use of this site.

6. Privacy and Data Use

  • All personal information collected via the HRA or other site forms is governed by the Privacy Policy